Brought to you by Patty McLain at

About Home Buyer Education Online

I created Home Buyer Education Online to help anyone interested in buying a home learn about the mortgage process, the mortgage options and the mortgage criteria to ensure that they are doing what’s right for them. Since 1991, I’ve worked with thousands of individuals and families to ensure that the route from getting preapproved, to finding the perfect home, to closing and moving in is as smooth as possible.

Outside of buying a business, purchasing a home is one of the largest financial decisions you will ever make. Learn what you need to know to make the best decisions possible.  

Home Buyer Education Online offers anyone interested in owning a home the opportunity to learn important information about the home buying and mortgage process. Through a series of free online videos, I explain what you really need to know without overwhelming you with things you might not necessarily need to know.

My Journey to Purchasing My First Home

I was born and raised in Southern Minnesota, and later, attended St. Catherine’s University in St. Paul, where I earned my bachelor’s degree. At the age of 28, I bought my first home. I was super excited as most people are but I was a bit unsure of the whole process. However, I was super lucky because my Mom’s best friend “Roz” was selling real estate at that time and she represented me. She held my hand throughout the process and always looked out for my best interests.  

Many homebuyers may not have the personal representation of their mother’s best friend as I did, however, learning about the home buying process can certainly make their path to homeownership much easier. I launched Home Buyer Education Online because of my passion for education and to guide home buyers just like you through the process of buying a home. As always feel free to reach out to me with any questions and/or if you would like my personal assistance with your mortgage.  If you would like a referral to a Realtor® that specializes in your area let me know.

What I  Can Do for You

As a licensed mortgage loan officer with Bay Equity Home Loans, I provide a comprehensive list of services: All these services are free to you. I get paid only if you choose to close a loan with me.

In general, you can expect that I will be here to answer your questions, calm your fears and earn your trust. I personally attend my purchase closings whenever possible.

Additionally, I make it a point to work with other industry professionals who share the same values and principles I practice in my profession. That way, I can make certain your process is a positive one.

  • Free Consultations to determine your best options and price range
  • Reviews and analysis of paperwork and forms
  • Help manage the entire process to ensure all parties are accountable
  • Education
  • Ongoing Resources

If you don’t have a Realtor® I can refer you to a Realtor® who specializes in your area.

Interested in buying your first home?

Start learning now. Take the time to watch my free online videos today. Or, if you’d rather, pick up the phone and call me at 763-390-7252 or send me an email. I’m happy to be a resource for you as you start your journey toward homeownership.